/* egeinsurance.com corporate design.
   Carries the look of the 2022–2026 egeinsurance.com site (navy #0F3567 bars,
   #008BF9 actions, gold italic accents, grid and dot textures) in egeinsure.ca's
   typeface, Figtree. Deliberately not the egeinsure.ca design: this is the company
   site, egeinsure.ca is the client site. */

:root{
  --navy:#0F3567; --navy-d:#05193C; --navy-2:#0D2B5E; --ink:#0B1F3F;
  --blue:#008BF9; --blue-d:#0070D2; --sky:#1A9BF0; --gold:#E8C56A;
  --body:#4A5568; --muted:#6B7686; --line:#E3E9F1; --soft:#F4F8FC;
  --r:18px; --shadow:0 18px 44px rgba(13,43,94,.10),0 2px 6px rgba(13,43,94,.05);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-behavior:smooth}
html,body{overflow-x:clip}
body{margin:0;font-family:Figtree,'Figtree Fallback',Arial,sans-serif;font-size:18px;line-height:1.65;color:var(--body);background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue-d)}
h1,h2,h3,h4{color:var(--ink);line-height:1.15;margin:0;letter-spacing:-.015em}
p{margin:0}
.wrap{width:min(1200px,100% - 48px);margin-inline:auto}
@media (max-width:560px){.wrap{width:calc(100% - 32px)}}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* ---------- top bar ---------- */
.tb{background:var(--navy);color:#C9D6E8;font-size:14.5px}
.tb .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:46px;flex-wrap:wrap}
.tb-l{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.tb-l span{display:inline-flex;align-items:center;gap:6px}
.tb .pill{display:inline-flex;align-items:center;gap:6px;background:var(--blue);color:#fff;text-decoration:none;padding:3px 13px;border-radius:9px;font-weight:500}
.tb .pill:hover{background:var(--sky)}
.tb-r{display:flex;align-items:center;gap:14px}
.tb-r a{color:#fff;text-decoration:none;font-weight:600}
.tb-r a[aria-current]{color:var(--gold)}
.tb-soc{display:flex;gap:8px}
.tb-soc a{width:28px;height:28px;border-radius:50%;background:rgba(255,255,255,.12);display:grid;place-items:center}
.tb-soc a:hover{background:var(--blue)}
@media (max-width:860px){.tb-hours,.tb-mail{display:none!important}}

/* ---------- nav bar ---------- */
.nb{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40;box-shadow:0 6px 20px rgba(13,43,94,.05)}
.nb .wrap{display:flex;align-items:center;gap:28px;min-height:84px}
.nb-logo img{height:54px;width:auto}
.nb-menu{display:flex;gap:4px;margin-left:auto}
.nb-menu a{color:var(--navy);text-decoration:none;font-weight:600;font-size:16.5px;padding:10px 14px;border-radius:10px}
.nb-menu a:hover{color:var(--blue);background:var(--soft)}
.nb-menu a[aria-current]{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:0 24px;border-radius:12px;background:var(--blue);color:#fff;font:inherit;font-weight:700;font-size:16.5px;text-decoration:none;border:0;cursor:pointer;transition:background .15s,transform .15s,box-shadow .2s}
.btn:hover{background:var(--blue-d);color:#fff;box-shadow:0 12px 26px rgba(0,112,210,.28)}
.btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.55)}
.btn-ghost:hover{background:rgba(255,255,255,.1);box-shadow:inset 0 0 0 1.5px #fff}
.btn-line{background:#fff;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--line)}
.btn-line:hover{background:var(--soft);color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--blue)}
.nb .btn{min-height:46px}
.nb-burger{display:none;margin-left:auto;align-items:center;gap:8px;background:var(--soft);border:0;border-radius:12px;padding:10px 14px;font:inherit;font-weight:700;color:var(--navy);cursor:pointer}
@media (max-width:1060px){.nb-menu,.nb .btn{display:none}.nb-burger{display:inline-flex}.nb .wrap{min-height:72px}.nb-logo img{height:46px}}

/* mobile menu */
.drawer{position:fixed;inset:0;z-index:60;display:flex;justify-content:flex-end;background:rgba(5,25,60,.55)}
.drawer[hidden]{display:none}
.drawer-in{width:min(360px,100%);height:100%;overflow:auto;background:#fff;padding:20px 22px 32px;display:flex;flex-direction:column;gap:4px}
.drawer-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;color:var(--navy)}
.drawer-x{background:var(--soft);border:0;border-radius:10px;width:44px;height:44px;font-size:26px;line-height:1;color:var(--navy);cursor:pointer}
.drawer-in>a:not(.btn){color:var(--navy);font-weight:600;text-decoration:none;padding:13px 4px;border-bottom:1px solid var(--line)}
.drawer-in .btn{margin-top:16px}
.drawer-lang{margin-top:14px;font-size:16px}
html.locked{overflow:hidden}

/* ---------- shared bits ---------- */
.tag{display:inline-flex;align-items:center;gap:8px;background:rgba(26,155,240,.15);border:1px solid rgba(26,155,240,.4);border-radius:100px;padding:6px 16px 6px 8px;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.88)}
.tag i{width:22px;height:22px;border-radius:50%;background:var(--sky);display:grid;place-items:center;font-style:normal}
.eyebrow{font-size:13.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}
.h2{font-size:clamp(30px,3.2vw,44px);font-weight:800;margin-top:10px}
.h1 em,.h2 em{font-style:italic;font-weight:700;color:var(--blue)}
.hero .h1 em,.dark .h2 em{color:var(--gold)}
.lead{font-size:19px;color:var(--muted);margin-top:16px;max-width:640px}
.center{text-align:center}.center .lead{margin-inline:auto}

/* ---------- hero (home and inner pages) ---------- */
.hero{position:relative;overflow:hidden;color:#fff;background:linear-gradient(160deg,#03101f 0%,var(--navy-d) 45%,#0a2a55 100%)}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(26,155,240,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(26,155,240,.06) 1px,transparent 1px);background-size:48px 48px;pointer-events:none}
.hero::after{content:"";position:absolute;width:760px;height:760px;right:-220px;top:-260px;background:radial-gradient(circle,rgba(26,155,240,.16),transparent 65%);border-radius:50%;pointer-events:none}
.hero>.wrap{position:relative;z-index:1}
.hero-home>.wrap{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:56px;align-items:center;padding:88px 0 0}
.h1{color:#fff;font-size:clamp(38px,4.4vw,58px);font-weight:800;line-height:1.05;margin-top:22px}
.h1 em{display:block}
.hero .lead{color:rgba(255,255,255,.72)}
.hero-btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.hero-photo{position:relative;border-radius:28px;overflow:hidden;box-shadow:0 40px 80px rgba(0,0,0,.35);aspect-ratio:4/3}
.hero-photo img{width:100%;height:100%;object-fit:cover}
.hero-badge{position:absolute;left:18px;bottom:18px;background:#fff;border-radius:16px;padding:14px 18px;display:flex;align-items:center;gap:12px;box-shadow:0 16px 40px rgba(0,0,0,.2)}
.hero-badge b{display:block;color:var(--ink);font-size:22px;line-height:1}
.hero-badge span{font-size:12.5px;color:var(--muted);text-transform:uppercase;letter-spacing:.07em}
.stats{position:relative;z-index:1;margin-top:72px;background:rgba(255,255,255,.05);border-top:1px solid rgba(255,255,255,.09)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.stats div{padding:24px 20px;border-left:1px solid rgba(255,255,255,.08)}
.stats div:first-child{border-left:0}
.stats b{display:block;color:#fff;font-size:30px;font-weight:800;line-height:1}
.stats span{display:block;margin-top:6px;font-size:13px;letter-spacing:.07em;text-transform:uppercase;color:rgba(255,255,255,.55)}
@media (max-width:900px){.hero-home>.wrap{grid-template-columns:minmax(0,1fr);padding-top:56px}.stats .wrap{grid-template-columns:repeat(2,minmax(0,1fr))}.stats div:nth-child(3){border-left:0}}
.hero-page{padding:72px 0 64px}
.hero-page .h1{font-size:clamp(36px,4.4vw,56px)}
.hero-page .lead{max-width:720px}
.crumbs{font-size:14.5px;color:rgba(255,255,255,.6)}
.crumbs a{color:rgba(255,255,255,.85);text-decoration:none}

/* ---------- sections ---------- */
.sec{padding:96px 0}
.sec-alt{background:var(--soft)}
@media (max-width:720px){.sec{padding:64px 0}}
.dark{position:relative;overflow:hidden;color:rgba(255,255,255,.7);background:linear-gradient(160deg,var(--navy-d) 0%,var(--navy-2) 55%,#071f4a 100%)}
.dark::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(26,155,240,.08) 1px,transparent 1px);background-size:28px 28px;pointer-events:none}
.dark>.wrap{position:relative}
.dark .h2,.dark h3{color:#fff}
.dark .checks li{color:#fff}
.dark .lead{color:rgba(255,255,255,.6)}

.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:48px}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:960px){.grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.grid,.grid-2{grid-template-columns:minmax(0,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px;box-shadow:var(--shadow);text-decoration:none;color:inherit;display:block;transition:transform .2s,border-color .2s}
a.card:hover{transform:translateY(-4px);border-color:rgba(0,139,249,.4)}
.card h3{font-size:22px;font-weight:800;margin-top:18px}
.card h3:first-child{margin-top:0}
.card p{font-size:16.5px;margin-top:10px}
.card .more{display:inline-block;margin-top:16px;font-weight:800;color:var(--blue)}
.ic{width:54px;height:54px;border-radius:15px;display:grid;place-items:center;color:#fff;background:linear-gradient(135deg,var(--sky),#0891B2)}
.dark .card{background:rgba(255,255,255,.055);border-color:rgba(255,255,255,.1);box-shadow:none}
.dark .card p{color:rgba(255,255,255,.62)}
.dark a.card:hover{border-color:rgba(26,155,240,.45)}
.dark .ic{background:rgba(26,155,240,.16);box-shadow:inset 0 0 0 1px rgba(26,155,240,.35);color:var(--sky)}

.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:80px;align-items:center}
@media (max-width:960px){.split{grid-template-columns:minmax(0,1fr);gap:40px}}
.split-photo{position:relative}
.split-photo img{border-radius:26px;box-shadow:0 34px 70px rgba(13,43,94,.18);aspect-ratio:4/3;object-fit:cover;width:100%}
.split p{margin-top:16px}
.checks{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:600;color:var(--ink)}
.checks li::before{content:"";flex:0 0 22px;height:22px;margin-top:3px;border-radius:50%;background:linear-gradient(135deg,var(--sky),#0891B2) center/12px no-repeat;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12 5 5 9-10'/%3E%3C/svg%3E"),linear-gradient(135deg,var(--sky),#0891B2)}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.pills span{padding:5px 13px;border-radius:100px;background:rgba(26,155,240,.14);border:1px solid rgba(26,155,240,.3);font-size:14px;font-weight:700;color:var(--sky)}

.mv{border-radius:24px;padding:48px 42px;color:rgba(255,255,255,.66)}
.mv h3{color:#fff;font-size:30px;font-weight:800;margin-top:18px}
.mv h3 em{color:var(--gold);font-style:italic}
.mv p{margin-top:14px}
.mv .eyebrow{color:var(--sky)}

.facts{display:grid;gap:16px;margin:0}
.facts div{display:grid;grid-template-columns:130px minmax(0,1fr);gap:12px}
.facts dt{font-weight:800;color:var(--ink)}
.facts dd{margin:0}
@media (max-width:560px){.facts div{grid-template-columns:minmax(0,1fr);gap:2px}}

/* long text pages */
.prose{max-width:800px}
.prose>:first-child{margin-top:0}
.prose h2{font-size:30px;font-weight:800;margin-top:48px}
.prose h3{font-size:23px;font-weight:800;margin-top:34px}
.prose h4{font-size:19px;font-weight:800;margin-top:28px}
.prose p,.prose li{font-size:18px;line-height:1.75}
.prose p{margin-top:12px}
.prose ul,.prose ol{margin:12px 0 0;padding-left:24px}
.prose li{margin-top:6px}
.prose li>p{margin-top:0}
.prose a{font-weight:700}
.prose table{width:100%;border-collapse:collapse;margin-top:20px;font-size:16px;display:block;overflow-x:auto}
.prose th,.prose td{border:1px solid var(--line);padding:11px 13px;text-align:left;vertical-align:top}
.prose th{background:var(--soft);color:var(--ink)}
:lang(zh-Hans) .prose p,:lang(zh-Hans) .prose li{line-height:1.9}

/* ---------- call band + footer ---------- */
.band{background:linear-gradient(100deg,var(--blue) 0%,#2AA8FF 100%);color:#fff}
.band .wrap{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;padding:44px 0}
.band small{display:block;font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;opacity:.8}
.band h2{color:#fff;font-size:clamp(28px,3vw,40px);font-weight:800;margin-top:6px}
.band h2 em{font-style:italic;color:#FFE7A3}
.band-r{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.band-tel{color:#fff;text-decoration:none;display:flex;align-items:center;gap:12px;font-weight:800;font-size:22px}
.band-tel i{width:48px;height:48px;border-radius:50%;background:rgba(255,255,255,.18);display:grid;place-items:center}
.band-tel small{font-size:12px}
.ft{background:var(--navy);color:#C9D6E8;position:relative;overflow:hidden}
.ft::before{content:"";position:absolute;inset:0;background:radial-gradient(900px 400px at 0% 0%,rgba(26,155,240,.12),transparent 60%);pointer-events:none}
.ft .wrap{position:relative}
.ft-cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding:72px 0 48px}
@media (max-width:900px){.ft-cols{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.ft-cols{grid-template-columns:minmax(0,1fr)}}
.ft h2{color:#fff;font-size:20px;font-weight:800}
.ft ul{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:10px}
.ft a{color:#fff;text-decoration:none}
.ft a:hover{color:var(--gold)}
.ft ul a::before{content:"→ ";color:var(--sky)}
.ft-about p{margin-top:16px;font-size:16px;max-width:320px}
.ft-soc{display:flex;gap:10px;margin-top:20px}
.ft-soc a{width:40px;height:40px;border-radius:50%;background:#36619A;display:grid;place-items:center}
.ft-soc a::before{content:none}
.ft-soc a:hover{background:var(--blue)}
.ft-bottom{border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:22px 0;font-size:15px}
.ft-bottom span{display:inline-flex;align-items:center;gap:6px}

/* ---------- photos blended into the page (owner 2026-10-24) ---------- */
/* hero with a photo: the picture fills the right side and fades into navy on the left */
.hero-img{background:linear-gradient(100deg,rgba(5,25,60,.97) 0%,rgba(5,25,60,.9) 34%,rgba(10,42,85,.55) 58%,rgba(10,42,85,.12) 82%,rgba(10,42,85,0) 100%),var(--img) 72% 30%/cover no-repeat,var(--navy-d)}
.hero-img::after{display:none}
.hero-img::before{background-image:linear-gradient(rgba(26,155,240,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(26,155,240,.05) 1px,transparent 1px);-webkit-mask-image:linear-gradient(90deg,#000 30%,transparent 60%);mask-image:linear-gradient(90deg,#000 30%,transparent 60%)}
.hero-img.hero-home>.wrap{grid-template-columns:minmax(0,640px);padding:120px 0 40px}
.hero-img.hero-page{padding:110px 0 96px}
.hero-img .stats{background:rgba(5,25,60,.72);backdrop-filter:blur(6px)}
@media (max-width:900px){.hero-img{background:linear-gradient(180deg,rgba(5,25,60,.82) 0%,rgba(5,25,60,.94) 55%,var(--navy-d) 100%),var(--img) 70% 20%/cover no-repeat,var(--navy-d)}.hero-img.hero-home>.wrap{padding:72px 0 24px}}
/* side photos: no box; the edges fade into the section colour */
.blend{position:relative}
.blend img{width:100%;height:auto;-webkit-mask-image:radial-gradient(ellipse 72% 72% at 50% 50%,#000 58%,transparent 100%);mask-image:radial-gradient(ellipse 72% 72% at 50% 50%,#000 58%,transparent 100%)}
.cutout img{width:min(100%,520px);margin-inline:auto;-webkit-mask-image:linear-gradient(180deg,#000 80%,transparent 100%);mask-image:linear-gradient(180deg,#000 80%,transparent 100%)}
.cutout::before{content:"";position:absolute;inset:12% 8% 0;border-radius:50%;background:radial-gradient(circle,rgba(26,155,240,.16),transparent 68%);z-index:-1}
.cutout{position:relative;isolation:isolate}
.mapbox{border-radius:22px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:21/9;background:var(--soft)}
.mapbox iframe{width:100%;height:100%;border:0;display:block}
@media (max-width:640px){.mapbox{aspect-ratio:4/3}}